seed+scale’s core, building business credit up to $250,000 at 0% interest, is offered on a best-efforts basis. This means seed+scale will make best efforts to achieve those amounts, however, our client’s personal credit score and history will partially determine the results. By law, seed+scale cannot guarantee the amount of credit that will actually be offered to you, regardless of your prequalification.

All accounts are subject to lender approval based upon credit criteria. $50,000 to $250,000 in business credit is for highly qualified clients over the term of the membership with multiple credit batches and/or lines. Introductory rates of 0% apply to purchases and/or balance transfers after which it reverts to an interest rate, which varies by lender as disclosed in the lending agreement from the lender. seed+scale is not a lender.

Clients understand that zero-interest business credit is based on the applicant’s personal credit history and scores. High debt levels, negative banking history, and/or credit impairment will cause clients to receive less zero-interest credit in the first couple of months and potentially during the membership timeframe.

If a client does not wish to continue based on their credit worthiness and not currently qualifying for immediate zero interest funding, they may inform the consultant on their file within the first 60 days of sign up with seed+scale. seed+scale provides a 60 calendar-day, money-back guarantee on our core consulting program.

When a client receives a service, in the form of credit gained or utilizing complimentary services, services will be considered to be rendered and no refund will be issued.

seed+scale offers a 60 calendar-day refund period to build confidence in working with us. The only condition of the refund is that you follow our Terms of Service and Cancellation Process, which is detailed in the Cancellation Policy and Process below.

That said, we strongly encourage you to avoid doing anything that would hinder our ability to serve you. As such, we recommend that you:

  • Follow instructions provided by the seed+scale team.
  • Refrain from working with other credit-building companies, as well as refrain from utilizing credit repair companies, while working with seed+scale
  • Refrain from applying for credit while working with seed+scale
  • Refrain from requesting a refund once the applications or negotiations process begins, as this will halt the process and adversely affect your future credit standing and results.